We Never Hold Your Money

Run Your Cooperative with 100% Transparency and 0% Stress.

The first management platform that syncs with your bank account to automate contributions, manage loans, and eliminate manual ledger errors.

Integrates withZenithGTBFirst Bank

Money Flow

See how your group's money moves.

Last Sync
Today, 2:45 PM
Trusted by Teams at
ChevronCoop

Your Money Stays
Where It Belongs.

Unlike other platforms, Coopos never holds your cooperative's funds. We connect directly to your existing bank account (Zenith, GTB, First Bank, etc.).

Keep your interest and your security
We handle the heavy lifting of paperwork
Read-only access—we can't move your money
Bank-grade encryption (AES-256)

Read-Only Sync

We see transactions so we can record them, but we have zero authorization power.

Private Keys

Your bank tokens are encrypted and never exposed to the public internet.

The "Big Three" Features

Everything You Need, All in One Place.

Stop juggling messy spreadsheets. Coopos automates the friction points of cooperative finance.

Automated Finance Management

No More "Who Sent This Money?"

Stop spending hours scrolling through bank alerts. Our Bank-Sync technology identifies every transfer and matches it to the right member.

Reconciliation in seconds, not days.
Intelligent Member Management

Give Your Members the Digital Experience They Deserve.

Every member gets a personal portal to track savings, view statements, and download automated receipts.

Automated WhatsApp notifications for every contribution.
Smart Loan Management

Accurate Loans, Zero Favoritism.

Our engine calculates eligibility based on history. Track repayments, calculate interest, and send reminders.

Built-in 2026 tax compliance for reporting.

The Old Way vs. The Coopos Way

Why thousands are making the switch.

The Old Way (Manual)

Ledger

Paper ledgers and messy Excel sheets.

Confirmations

Members calling to confirm payments.

Interest

Human errors in interest calculations.

Security

High risk of funds mismanagement.

The Coopos Way (Automated)

Ledger

A secure, cloud-based digital vault.

Confirmations

Instant SMS/WhatsApp receipts.

Interest

Precision math, every single time.

Security

Safe & Direct: We don't touch the cash.

Common Questions

Transparency is our core value.

Absolutely not. Our integration is 'Read-Only.' We see the transactions so we can record them, but only your designated bank signatories can authorize payments via your bank's native portal.

Ready to take your cooperative into the future?

Join the modern cooperatives using Coopos to build member trust and simplify their operations.